<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Pages principales -->
  <url>
    <loc>https://happy-investor.app/</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/apprendre</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/actifs</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/supports</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/outils</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/progression</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/a-propos</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  
  <!-- Cours Débutant -->
  <url>
    <loc>https://happy-investor.app/apprendre/bases</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/apprendre/risque</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/apprendre/diversification</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/apprendre/interets-composes</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/apprendre/premiers-pas</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/apprendre/erreurs</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/apprendre/crypto</loc>
    <lastmod>2026-01-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Cours Junior -->
  <url>
    <loc>https://happy-investor.app/apprendre/etf</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/apprendre/reglementations</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/apprendre/metaux-precieux</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Cours Confirmé -->
  <url>
    <loc>https://happy-investor.app/apprendre/terres-rares</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/apprendre/trading</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/apprendre/effet-de-levier</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/apprendre/private-equity</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Pages Actifs (avec quiz) -->
  <url>
    <loc>https://happy-investor.app/actif/action</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/actif/etf</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/actif/obligation</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/actif/crypto</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/actif/immobilier</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/actif/devise</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Pages Supports (avec quiz) -->
  <url>
    <loc>https://happy-investor.app/support/livret-a</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/support/lep</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/support/ldd</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/support/cat</loc>
    <lastmod>2026-01-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/support/pea</loc>
    <lastmod>2026-01-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/support/cto</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/support/assurance-vie</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/support/per</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Outils de calcul (ancres) -->
  <url>
    <loc>https://happy-investor.app/outils#capacite-epargne</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/outils#objectif-epargne</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://happy-investor.app/outils#interets-composes</loc>
    <lastmod>2026-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
</urlset>